              |
A LESS THAN FAVORABLE CREDIT HISTORY? WE CAN MANAGE THAT. Perhaps you have faced serious financial difficulties - maybe even bankruptcy - and your credit score is low. Nevertheless, you want to buy a home or refinance one.
There are steps you can take. Here are three things you can do to raise your credit score. 1. Pay off or pay down your credit cards. 2. Pay all your bills on time for a year. 3. Most importantly, check your credit report for errors. The three credit reporting agencies have the steps you need to take in order to dispute errors on their individual websites. You can follow these steps to remove any discrepancies and get the information changed.Additionally, you may also want to add a “consumer statement” to your credit report as an explanation of any late or non-payment to creditors. If you do find errors on your credit report that you do not know how to remove, contact me at jen@azhomesandranches.com. We'll work together on getting them eliminated. If it's time to get your annual, free credit report go to www.annualcreditreport.com or call them at (877)322-8228. It is possible to get a home loan with an imperfect credit history. Although it may require more than if you had an A+ credit history. For example, many lenders have loan products geared toward buyers who are rebuilding their credit. If you have any more questions on getting into a home or refinancing one, feel free to contact me. I'm happy to help and direct you to the right resources. 
:: Search All Arizona Listings! :: Featured Properties :: Recently Sold :: Slideshow :: Dream Home or Ranch Finder :: What is Circle Mountain? :: Buyer's Advantages :: Monthly Payment Calculator :: Buyer's Resources :: Dreaming of Buying For The First Time? :: Protect Your Credit Tip :: Great Advice On Protecting Your Identity :: Imperfect Credit? I can help! :: Free Buyer Reports :: Factors That Buyers Should Be Aware Of :: Interactive Map of Arizona :: Helpful Sites :: What Sellers Need to Know in This Market :: Curious about short sales? :: Seller's Advantages :: Seller's Resources :: Market Analysis :: Free Seller Reports :: Helpful Sites :: Need help? :: Recommended Reading For Investors :: Investor Advantages :: Investment Information :: Calculators :: Mortgage Rates :: FREE Credit Report :: Current Mortgage News/Tips :: Marketplace :: Library :: Glossary :: Arizona City Map :: Arizona County Map :: Arizona State Map :: Schools :: Weather :: Newsletter :: Zillow :: More Information about Arizona :: Contact :: Biography :: Guest Book :: Favorite Testimonials :: Code of Ethics :: REALTOR Referrals :: Want To Exchange Links? :: Resources ::
An Equal Opportunity Company. Equal Housing Opportunity.
© 2008 Myers Internet, Inc. All Rights Reserved Powered by: Myers Internet, Inc. | Admin Login |
