              |
Are you dreaming of owning your first home? There are currently many different ways that a first time home buyer can make the leap to home ownership in this current market. Since home prices are at valuable lows at present, this may be an ideal time to consider owning for the first time. Lenders have special products available to offer to those who want to own, but who may have some obstacles in their way. Whether you have a unique financial situation for your income, lack cash for a traditional down payment, or lack an established credit history, there are existing loan programs designed to let you buy a home as long as you can show that you can afford the payments including taxes and insurance and have made payments timely for rent or utility bills in the past. One such program is from Countrywide Home Loans, “Countrywide House America,” is helping potential first time homebuyers accomplish their home ownership goals. You can schedule a free loan consultation by calling them at 1-888-231-7074. Furthermore, AmeriDream offers, "Through down payment assistance and community redevelopment programs, AmeriDream, Inc. expands affordable housing opportunities not only to first-time homebuyers but to all low- and moderate-income individuals and families who wish to achieve homeownership." (www.ameridream.org). Visit http://www.ameridream.org or call 866-263-7437 (1-866-AMERIDREAM) for more information. Additionally, the United States Government is directly funding and/or guaranteeing home loans for qualifying buyers with their “Rural Housing Direct Loans.” And “Section 502 Loans.” A home has to be in a specific “rural area” to qualify, but this is worth checking into because this type of loan may not require a down payment. You can check eligibility online at http://eligibility.sc.egov.usda.gov/ or call at (602) 280-8801. Lastly, check around with local lenders including credit unions to find out what else is out there for you. You may have to speak with more than one type of lender to find what you are looking for. Don’t give up and Good Luck!!!
:: Search All Arizona Listings! :: Featured Properties :: Recently Sold :: Slideshow :: Dream Home or Ranch Finder :: What is Circle Mountain? :: Buyer's Advantages :: Monthly Payment Calculator :: Buyer's Resources :: Dreaming of Buying For The First Time? :: Protect Your Credit Tip :: Great Advice On Protecting Your Identity :: Imperfect Credit? I can help! :: Free Buyer Reports :: Factors That Buyers Should Be Aware Of :: Interactive Map of Arizona :: Helpful Sites :: What Sellers Need to Know in This Market :: Curious about short sales? :: Seller's Advantages :: Seller's Resources :: Market Analysis :: Free Seller Reports :: Helpful Sites :: Need help? :: Recommended Reading For Investors :: Investor Advantages :: Investment Information :: Calculators :: Mortgage Rates :: FREE Credit Report :: Current Mortgage News/Tips :: Marketplace :: Library :: Glossary :: Arizona City Map :: Arizona County Map :: Arizona State Map :: Schools :: Weather :: Newsletter :: Zillow :: More Information about Arizona :: Contact :: Biography :: Guest Book :: Favorite Testimonials :: Code of Ethics :: REALTOR Referrals :: Want To Exchange Links? :: Resources ::
An Equal Opportunity Company. Equal Housing Opportunity.
© 2008 Myers Internet, Inc. All Rights Reserved Powered by: Myers Internet, Inc. | Admin Login |
